 Business Loans | Receivables Finance | Property Finance
Business loans, receivables finance and property finance can provide your company with the means of releasing cash into your business that is locked up as equity in its assets. This can create scope for you to pursue other opportunities which would otherwise remain out of reach because of restricted cash resources.
A business loan secured against the value of unencumbered fixed assets, already owned by your company, could provide the funds needed to enable you to develop a new market sector or acquire another company and grow your business.
Receivables finance, either by way of factoring or invoice discounting, could be used by your company to replace the uncertainty of its overdraft arrangements which may be restricting your trading ability as your sales grow. It could also free your company from relying on one funding source for its working capital, giving you greater control over your company’s day to day activities.
Business Loans
- Business loans are available for both new and established businesses.
- A business loan can increase your working capital allowing you to start a new business, expand an existing business or acquire new property or equipment for a project.
- Business loan terms can often be longer than 5 years.
- Enables you to obtain immediate access to capital with minimal payments and a flexible repayment plan that will match your company finances.
- Monthly repayments can be fixed or variable and can be spread over a period of time to suit you and your financial situation. Payments include a portion of the amount borrowed plus interest.
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Receivables Finance
- Maximise your working capital by raising finance from unpaid invoices owed to you, either through factoring or confidential invoice discounting.
- The finance provider advances you a pre-arranged % value of the invoice less an agreed fee for charges.
- Can minimise bad debts, that potentially threaten your business, as the finance provider will assess creditworthiness of the debtor.
- Allows you to conserve cash flow for other projects.
- More often than not cheaper than bank overdraft facilities.
- Payment terms can be designed to suit your individual requirements.
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Property Finance
- Loans to purchase and re-mortgage commercial property.
- Development finance for commercial projects.
- Potential to offer you savings on interest payments.
- Provides your business with financial flexibility.
- An opportunity to extend repayment terms.
Whether you are a business or a supplier of equipment our expertise in asset finance is available to you. We look forward to speaking with you.
To discuss your specific requirements please contact us on
T: 01883 734625
M: 07774 768133
E: info@acumenassetfinance.com
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